HOA fees are considered “debts” under the FDCPA, and homeowners are protected “consumers.” The Act prohibits debt collectors from using abusive, unfair, or deceptive practices when attempting to collect a debt. The Act regulates debt collection at the state level and contains provisions similar to the Federal Fair Debt Collection Practices Act (FDCPA). Oregon Unfair Debt Collection Practices Act, Or. Victims may also file a private lawsuit in the federal district court within two (2) years of the discriminatory act. Victims of housing discrimination can file a complaint with the Bureau of Labor and Industries or HUD under OAR 83, or 83 within one (1) year from the date of the discriminatory act. The Act provides state-level protections similar to the federal Fair Housing Act (FHA). § 659A, including housing discrimination under 659A.145 or 659A.421, protects people from housing discrimination based on race, color, religion, sex, sexual orientation, national origin, marital status, familial status, source of income or disability. Oregon Unlawful Discrimination in Employment, Public Accommodations and Real Property Transactions Administrative and Civil Enforcement, Or. Visit the Oregon Corporation Division to check the corporate status of an association. Homeowners’ associations in Oregon must be organized as a corporation for-profit or nonprofit corporation under ORS 94.828 (1).Ĭondominium associations created on or after September 27, 2007, must be organized as a corporation for profit or a nonprofit corporation, unless the condominium consists of four or fewer units, excluding units used for parking, storage or other use ancillary to a unit. The Act governs nonprofits with regard to corporate structure and procedure. The Act provides a legal framework for the condominium formation, conversion, apportionment of interest, common expenses, management, insurance, disclosures, voting rights, association administration, and powers. Oregon Condominium Act, ORS § 100.005, et. The Act includes numerous provisions governing the formation, management, powers, and operation of residential planned communities in Oregon. The Oregon Planned Community Act (“PCA”), Or. Federal Laws - In addition to state law regulations, the federal government has laws that govern the operation and management of common interest communities in the state of Oregon.
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